The best banks and agencies to get money loans in Seattle, Washington

The best banks and agencies to get money loans in Seattle, Washington

The Best Banks and Agencies to get money loans in Seattle, Washington offers a variety of alternatives when it comes to needing financial help to cover expenses or to expand a business.

See which are the Best Banks and Agencies to get money loans in Seattle, Washington

Seattle is a city that heavily favors smaller regional banks that are run on a lending and profit basis. Among these options, we find the following: What Are The Best Banks In Seattle?

WaFd Bank is a local bank and lender with over 200 branches in 8 states to serve you, plus over 37,000 ATMs, 24/7 online and mobile banking with mobile check deposit.

This agency takes great care of good customer service and works digitally through ATMs and online. It also offers very affordable offers and rates. For this reason, it is among the best banks and agencies to get money loans in Seattle, Washington. 

2.- BECU 

BECU offers many different services and benefits to members, and membership really does make a difference. At our Seattle location, we offer different services such as mortgages, loans, cashier’s checks, ATM deposits/withdrawals, and new accounts, among others.

It should be noted that BECU is not a bank but rather a savings cooperative, where the financial help you need at any given time is offered, granting higher interest rates on our checking and savings accounts. Similarly, there are no monthly maintenance fees, no minimum balance required, and online banking is free. 

3.- Ally

Ally is an online bank that does not have branches and is one of the best alternatives when it comes to finding credit. It provides online experiences and also has excellent interest rates. If it is about wanting to save, this agency offers online savings account with a discount of 0.60%. 

In case you need a personal, mortgage or business loan, you can turn to Ally. Also, if you require a checking account, you can acquire interest of up to 0.25%, depending on your balance. Beyond this, Ally has no fees or minimums, so it is one of the best options when it comes to finding the best banks and agencies to get money loans in Seattle, Washington.

4.- Columbia Bank

Columbia Bank has 36 branches in the Seattle area, where you can find lower fees and minimums with this bank’s checking and savings accounts, making it more affordable for customers who don’t have a lot of money available to open an account. It also offers personal credit options for any financial urgency you have.

Thus, if the person is looking for the highest interest rates, this small bank may not be the best option for you, since checking and savings rates have an interest of 0.01%, but can go up to 0.05%. However, you must have an account balance greater than $1 million.

5.- Banner Bank

Banner Bank offers its services 24 hours a day, 7 days a week. But this service is not completely in person, for this, you must do it during business hours from Monday to Friday, from 7 am to 7 pm, after that time you can go to the automated telephone system for any service you require.

This agency offers a variety of options. You can choose between four different checking accounts, savings accounts, money market accounts, and personal and commercial credit options, among others. This means you can keep all your accounts at the same bank if you want to. This company offers commissions and the bank minimums will depend on the account you open. 

6.- Home Street Bank

HomeStrert Bank offers solid interest rates, unlike many of its competitors in the market. In order to earn interest you will need a balance of at least $2,500 in your account to start earning interest of at least 0.05%.

When your account reaches $10,000, interest may increase to 0.10%. In the same way, it grants different options in terms of personal loans when it comes to requesting money quickly and safely.

7.- KeyBank 

This bank offers customers a free and easy checking account option, where you can easily open an account with $10. You can also opt for personal loans for some financial emergency or to expand a business as an entrepreneur. Therefore, it corresponds to one of the best banks and agencies to get money loans in Seattle, Washington.

It should be noted that at KeyBank we can find other more complex checking accounts, despite the fact that you can find more fees and higher minimums with those accounts.

8.- Chase

Chase is the best national bank in Seattle for both local and out-of-state students and has 129 branches in the metro area. This makes it very easy to access your accounts from anywhere, since it has excellent online and mobile functions of the bank, from where you can choose personal or commercial credit.